Terms of Service

Last updated 9 September 2026. These terms are between you and VanoeAI Ltd, a company registered in England and Wales ("we", "us"), and govern your use of the Vanoe Market Intelligence API, its website, documentation, MCP server and related services (the "Service").

1. Not financial advice

The Service provides informational data and computed signals only. Nothing it returns is investment, financial, legal or tax advice, a recommendation, or a solicitation or offer to buy or sell any security or other instrument. Signals are the mechanical output of published methods applied to third-party data; they can be wrong, late, incomplete or unavailable. You are solely responsible for any decision you make and for complying with the laws and regulations that apply to you, including any that govern the provision of investment advice to others.

2. Accounts and API keys

You must provide a valid email address to create an account. API keys are shown once at creation and are your responsibility: keep them confidential, do not embed them in client-side code, and tell us promptly if one is exposed. You are responsible for all use made with your keys. One account per person or organisation unless we agree otherwise.

3. Plans, credits and payment

Usage is metered in credits as described on the pricing page and in the API reference. Paid plans are billed monthly in advance by Stripe, in US dollars, with usage above the included allowance billed in arrears at the plan's overage rate. Fees are non-refundable except where the law requires otherwise or we say so in writing. You may change or cancel your plan at any time through the customer portal; cancellation takes effect at the end of the current billing period. We may change prices with at least 30 days' notice by email; continued use after that is acceptance of the new price.

4. Acceptable use

You may use the Service to build your own products and analyses, including commercial ones. You may not: resell, redistribute or publicly republish raw data obtained from the Service, or use it to build a competing data feed; attempt to reconstruct the underlying price or filing datasets; circumvent rate limits, quotas or authentication; probe or disrupt the Service; use it in breach of the law or of third-party rights; or represent output as advice from us. We may suspend or terminate access that breaches these terms or that we reasonably believe threatens the Service or other customers.

5. Third-party data

Signals are derived from public sources (including the Federal Reserve, the CFTC and the SEC) and from licensed market-data providers. Those providers' terms may also apply to derived output; where they do, you agree to comply with them. We do not guarantee the accuracy, completeness or timeliness of any source.

6. Availability and changes

We aim for high availability but the Service is provided "as is" and "as available" with no uptime guarantee. We may modify, add or retire endpoints and features; we will try to give reasonable notice of changes that break a published contract. Response envelopes include freshness metadata; you should honour it.

7. Intellectual property

We own the Service, its methods, software and documentation. Output returned to you may be used within your own products subject to section 4. Open-source components (such as the MCP server) are licensed under their own terms.

8. Warranties and liability

To the fullest extent permitted by law, we exclude all warranties, express or implied, including fitness for a particular purpose and non-infringement. We are not liable for any trading or investment losses, loss of profit, revenue, data or goodwill, or any indirect or consequential loss, arising from the Service or from reliance on its output. Our total liability to you for all claims in any twelve-month period is limited to the fees you paid us in that period. Nothing in these terms limits liability that cannot be limited by law.

9. Termination

You may stop using the Service at any time; cancel paid plans through the customer portal. We may terminate or suspend accounts for breach, non-payment, or where required by law or a data provider. On termination your keys stop working; sections 1, 4, 7, 8 and 10 survive.

10. General

These terms are governed by the laws of England and Wales and the courts of England and Wales have exclusive jurisdiction. If a provision is unenforceable the rest remains in effect. We may update these terms; material changes will be notified by email or on this page with a new date, and continued use is acceptance. Questions: support@vanoe.ai.